Cash Advance
12/04/2025
What is cash advance
Cash Advance is a tool TikTok Shop offers to sellers. After you’ve shipped an order , you can get your sales money right away. You don’t have to wait for the buyer to finish confirming the order.What is the function of this product?
Access funds quickly
The key difference between Cash Advance and normal settlement is the timing of the merchant's payment.- General Settlement Rule: Payment is initiated based on the merchant's configuration, typically DD+4 (Delivery Date + 4 days). For example, if logistics take 3 days, the platform settles the payment 7 days after shipping. This excludes processing times by GP, the payout channel, and the local bank.
- Cash Advance: The settlement logic remains the same, but the system monitors the order status. When it shows "Shipped Out," the system initiates a partial payment to the merchant, allowing them to receive part of the funds 7 days earlier. The remaining balance is settled after DD+4, with the advanced amount automatically deducted.
How to get Cash Advance Feature?
- Only 3 steps to activate Cash Advance.
- Application processed: Your application will be processed within 24 hours (usually processed within 5mins ）
Entry points
App portal
Entry point1:Homepage—>Cash Advance（Nhận tiền trước） | Entry point2: Homepage—>Finance—>Cash Advance（Nhận tiền trước） |
PC portal：
| Entry point1: Homepage—>Finance—>Cash Advance | Entry point2: Homepage—>Finance—>Withdrawals—>Cash Advance |
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Application
- APP
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- PC
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Disbursement/Deduction
Initiate daily disbursement（Net Advance Received calculation ）
Advance amount: Once approved, every day at 5:00AM, the system automatically initiates disbursements (for approved orders).Promotion: we provide every approved seller with 20 days service fee free
For example:Date | Item | Advance | Formula |
11.1 | Order Amount（total payment amount） | VND 100,000 | |
| Advance Rate | 60% | - | |
11.3 (order shipped) | Advance Amount | VND 60,000 | Order Amount x Advance Rate |
| Service Fee Rate | 0.49% | - | |
| Service Fee | VND 294 | Advance Amount x Service Fee Rate | |
11.4 | Net Advance Received | VND 59,706 | Advance Amount - Service Fee |
Deduction—Auto deduction
Auto deduction: Auto Deduction Rule: When an order is settled into your seller balance account in accordance with TTS settlement rules, any advance cash you have already received for that order will be automatically deducted by the system. You will then get the remaining funds from the order.Date | Item | Advance | Formula |
11.1 | Order Amount（total payment amount） | VND 100,000 | |
11.3 (order shipped) | Advance Rate | 60% | - |
| Advance Amount | VND 60,000 | Order Amount x Advance Rate | |
| Service Fee Rate | 0.49% | - | |
| Service Fee | VND 294 | Advance Amount x Service Fee Rate | |
11.4 | Net Advance Received | VND 59,706 | Advance Amount - Service Fee |
11.11 | Order settlement amount | VND 70,000 | Order Amount - TTS fees |
| Receive order funds | VND 10,000 | Order settlement amount -Advance Amount |